No collateral
Your business assets stay out of the equation. Read about loans with no collateral.
Funding for Australian businesses
Unsecured business loansall you need is turnover.
- No collateral
- No nonsense
- Borrow $50k to $3m
- All you need is turnover!
The Turnover difference
Business funding without the baggage.
$50k to $3m
A useful range for real business plans. See how much you could borrow.
Turnover-led
Your business performance starts the conversation.
No nonsense
Clear questions, plain language and a direct next step.
How it works
Start with the business you already have.
We begin with turnover, the funding you need and what you plan to do with it. No sprawling forms before you know whether it is worth a conversation. How qualification works, in full.
Check your next step- 01
Tell us what you need
Choose an amount and tell us what it will unlock.
- 02
Share your turnover
Add the basics about your business and trading history.
- 03
See your next step
Send your details for review by our funding team.
Guides
What the funds are for.
- Unsecured business loansThe product, without the collateral assumption.
- Equipment financePlant, vehicles and tools, funded from turnover.
- Fitout and renovationsMake the premises tradable.
- Inventory and stockPay for the order that is bigger than cash on hand.
- Working capitalSuppliers, payroll and timing gaps.
- Debt consolidationOne facility instead of several.
FAQs
Business loans, explained.
Direct answers to the questions business owners ask us most.
How do I qualify for an unsecured business loan?
Turnover, trading history, the amount requested and the purpose of the funding all help shape the outcome. Our qualification check collects those essentials first. Read the full sequence.
How much could my business borrow?
TurnoverLoans.com supports requests from $50,000 to $3 million, subject to assessment. How much you can borrow from turnover.
What can I use my business loan for?
Common uses include working capital, equipment, inventory, fit-outs and business growth.
Do I need to provide collateral?
No. These are unsecured business loans, so collateral is not part of the qualification check. Business loans with no collateral.
What information do I need to get started?
Have your ABN, approximate annual turnover, trading history, funding amount and intended use ready.
Will checking affect my credit score?
The initial form asks for business and contact information only. Any later checks would be explained before they happen.
When will I get a decision?
The qualification check is the first step. Timing depends on the information supplied and whether anything further is needed.
What will my interest rate be?
Rates are not shown in the initial check. Any rate and costs would need to be provided clearly before you proceed.
Can sole traders apply?
Yes. Sole trader is one of the structures we ask about. Business loans for sole traders.